Antoine Williams & Associates Financial

Antoine T. Williams, AAMS

Wealth Manager and Financial Planner

We help a select group of successful individuals, families and businesses, as well as people going through transitions, such as death, divorce and retirement  ,,  , ,,,,,,,,,,,,,,,,, , make smart decisions with their money that are aligned with their values and goals.  We do this by using a consultative process to identify where they are now, where they want to go, and any gaps for getting there.  We then work with a network of professional advisors, such as  accountants and attorneys, to help them make informed decisions that will increase the probability of them achieving their goals.

Antoine Williams is a Registered Representative and Investment Advisor Representative of  Equity Services, Inc.  Securities and investment advisory services are offered solely through registered representatives and investment adviser representatives of Equity Services, Inc., Member FINRA/SIPC,  Broker/Dealer and Registered Investment Adviser, 354 Mountainview Drive, Suite 200, Colchester, VT, 05446, (802)864-6819. Antoine Williams & Associates Financial Services  and all other entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted.

  
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

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Newsletters

Protect Your Business with a Disaster Readiness Plan

Most people think of hurricanes, tornados, and earthquakes as events that could seriously affect the operations of a business and result in shortages of goods and materials. But even a fire or a flood in the warehouse can cause operations to come to a grinding halt. By one estimate, one-quarter of businesses never reopen after a major calamity.

Keeping Pace with Social Security

In 2012, Social Security beneficiaries will receive a 3.6% cost of living increase for the first time in three years. But a recent study suggests that benefits are lagging far behind real expenses. This article explains how Social Security benefits are indexed and what older workers and retirees might expect from the program in the future.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

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